Debbie Gianelli, CFP®


In pursuit of knowledge to prepare for her own retirement in the mid 1990’s, Debbie attended a financial planning seminar put on by the once rare, female financial advisor. Debbie was immediately intrigued by the opportunity she saw for women in the mostly male dominated financial services industry. She knew that demographics were changing and that women faced unique challenges in planning for their own financial futures as well as that of their families. Convinced that her business acumen, relationship building skills and personal integrity were just what her clients would need, she set off on what is now a journey in its twenty fourth year.

Growing up in Chicago, Debbie learned about the notorious mid-western work ethic early in life. She started her first “real job” when she was only fifteen and has worked ever since. As a pre-med student she completed a Bachelor of Science degree in Chemistry in just three years and graduated from college at nineteen. As life unfolded she found many other areas of interest and has held positions as a veterinary assistant, medical technologist, medical sales rep, restaurant manager, wine buyer, and hospitality consultant. Today, these interests take a back seat to her passion for guiding people through all things financial but she believes that her well diversified background only enhances what she brings to the client/advisor relationship.

Occasionally, you may also find her playing with the dogs, Barolo and Bella, or reading up on the most recently discovered genetic marker or preparing dinner, with something organic from the garden. Or, on a really good day, you might find her drinking a glass of wine on the front porch.


  • Founder & CEO -Whole Family Financial Services, Inc.
  • Certified Financial Planner™ practitioner¹
  • Securities License (series 65-Registered Investment Advisor)
  • Former WA State Insurance License (life, fixed and variable annuity, long term care)
  • Former Securities Licenses (series 7, 63, and 24)


  • Bachelor of Sciences degree from Millikin University
  • 24 years of experience as a financial advisor

¹ The CFP Board’s certification process helps assure the public that individuals authorized to use its marks have met education, examination and experience requirements to provide comprehensive financial planning advice and are committed to high standards of ethical conduct. The certification marks also signal that a financial planner has voluntarily submitted to the regulatory authority of the CFP Board.
CFP Board of Standards, Denver, Colorado, 2007.