Services

“The best way to measure your investing success is not by whether you’re beating the market
but by whether you’ve put in place a financial plan and a behavioural discipline
that are likely to get you where you want to go.”

-Benjamin Graham

Consulting

Whether you need one time advice, comprehensive planning, or just a second opinion, here are some of the ways we can help:

  • Creation of a written financial plan
  • Goal setting for retirement, college funding and major purchases
  • Review of existing financial accounts, insurance policies and wills
  • Cash flow analysis and budgeting review
  • Lifestyle versus life values discussion
  • Evaluation of current investments and strategies
  • Stock option advice
  • Divorce planning
  • Legacy planning
  • Estate settlement assistance

Wealth Management

Clients that choose to use Whole Family Financial Services to manage their investments can expect a disciplined process that is consistent with their goals and tolerance for risk.

  • A choice of fee structures
  • A fiduciary standard to always act in your best interest
  • Tax efficient strategies
  • Third party, independent custodian of assets
  • Third party, independent research
  • Advanced technology
  • At least annual reviews

Investments

We offer many investment options to best suit your specific needs.

  • Types of accounts: Brokerage, Individual Retirement Accounts (IRAs) – Traditional and Roth, SIMPLE IRAs, Simplified Employee Pension Plan (SEP), and 529 Plans
  • Traditional investments:  stocks, bonds, preferred stocks, and mutual funds
  • Alternative investments:  Exchange traded funds (ETFs), Socially Responsible Investments, and REITS
  • Insurance products:  Annuities, Life, and Long Term Care Insurance

“It takes as much energy to wish as it does to plan.”

― Eleanor Roosevelt

Fees

We can decide together which fee structure makes sense for our relationship.

Hourly/Flat Fee

  • Consultation Services -$200/hour
  • Comprehensive Financial Planning – starting at $1,500. flat fee

Assets Under Management

  • Clients receive ongoing financial planning services and investment management for a tiered fee ranging from 1.25% – 0.75% of assets under management.
  • Our custodial partner is Pershing, LLC a subsidiary of The Bank of New York Mellon.

Commission

  • Variable cost based on type of product or investment.

For more information or to schedule your complimentary 15 minute phone conversation, please contact us below or call 425-424-2222.